Employee Benefits Program
Protect your company from inevitable mistakes or omissions.
Candidates for a job often consider employee benefits to be just as, if not more, important that the salary they would receive.
An attractive Employee Benefits Program can be just as, if not more important that the salary you offer them. What kind of health insurance will you offer? Will they be able to keep their children healthy? Will the company invest in their futures with proactive retirement plans? Ultimately these can answer the question of how much you, the boss, actually value their employment.
Let Carroll Insurance be your trusted advisor when crafting your Employee Benefits Program. We understand your concern with the growing costs associated with employee benefits. We will work to find the balance between offering competitive benefits that fit in your budget. We approach ever client’s project with a focus on meeting their needs in the most cost-effective manner.
Group Health Insurance
We can help you find affordable Group Health Insurance plans for your business that gives your employees the medical care coverage they deserve. We offer several different types of policies that include Preferred Provider Organization (PPO) Plans, Health Maintenance Organization (HMO) plans, Point of Service (POS) plans, Health Savings Account (HSA) plans, and even Cafeteria Plans.
Individual Life Insurance
A well thought-out individual life insurance policy from Carroll Insurance can offer security to your employees that their families will be taken care if the worst should happen. We offer different policies that include Term Life, Whole Life, Universal Life, and Variable Universal Life insurance.
Dental & Vision Insurance
Complete your employees benefits package with comprehensive Dental and Vision coverage. This will keep your workforce seeing and smiling perfectly. We offer several types of individual employee dental insurance that can include Dental Maintenance Organization (DMO), Preferred Provider Organization (PPO), Participating Dental Network (PDN), and even Dental Indemnity. Vision coverage can cover items like prescription glasses, contact lenses, general eye exams, and even laser eye surgery.
Most people fail to plan property in the event of a disability. The effects can be catastrophic and cause tremendous stress on a family. Most people may assume that a disability is covered by a Workers Compensation Plan, but it is seldom enough to live on. Carroll Insurance can offer short-term or long-term disability insurance that will protect the future of your employee should the worst happen.
Cafeteria Benefit Plans
A cafeteria plan is a versatile employee benefit package that can been designed by the employee. The employee can elect to direct a portion of his or her salary into a plan that can be used to pay for expenses related to a number of areas of his or her choosing, from health care to child care to disability insurance. The funds directed from the employee’s paycheck are non-taxable which ultimately saves him or her a lot of money.
401(K) Employee Retirement Plans
Offering employee benefits like 401(K) retirement plans are a major factor prospective employees consider when they are searching for the right job. Carroll Insurance can help you find a cost-effective 401(K) plan that let you stand out from the crowd. You can elect to match employee contributions to sweeten the deal.
Getting Started with Employee Benefits
Speak with a Carroll Insurance advisor today to begin designing the ideal Texas Employee Benefits Package for you business and it’s valuable employees. Please call 281-656-3000 or request a call back via the button below. One of our knowledgeable agents will connect with you as soon as possible.