Homeowners Insurance

Let Carroll Insurance protect your most valuable investment.

Your home is one of the most valuable assets you own, let Carroll Insurance customize the perfect homeowners insurance policy to protect it from the risks facing most homeowners.

A homeowners insurance policy can help protect and maintain many different aspects of your life. Most importantly, your home, the belongings inside and the costs of medical expenses for a person injured on your property. Most policies include standard policy coverage, but each can be customized to protect what’s important to you. Speak with a Carroll Insurance agent today and we will guide you through the entire process.

What's Covered

  • Home and other structures – Coverage can pay to repair or even completely rebuild your house and attached or unattached structures. This can include a garage, desk, porch, swimming pool, shed, fence, etc.
  • Hotel and Living Expenses
  • Lawsuits (Liability)
  • Your Personal Belongings

This Protects Your Home Against:

  • Fire
  • Wind
  • Hail
  • Tornados
  • Falling Trees
  • Theft

Available Discounts

  • Multi-Policy Discount
  • Home security system
  • Fire and Smoke Alarms

Additional Coverage

You’re situation may require more homeowners insurance coverages than a traditional policy. Here are some commonly overlooked areas that could be putting you and your family at financial risk:

Home Based Business – In most states, homeowners policies have limits as to the amount of business-related equipments and supplies. If you operate a home-based business or routinely work from home, speak with an Carroll Insurance representative about obtaining additional coverage to protect your business. In some states, it could be as simple as adding an endorsement to your existing policy.

Valuable Collections – Replacement cost coverage for the contents of your home does not always cover high value items. Ask a representative if your coverage schedules would cover your valuables. An endorsement or additional coverage may be needed.

Jewelry – Many homeowners policies limit or exclude the loss of certain items due to theft even if the item would have been covered due to another type of loss. There are also limits to high value jewelry items or collections. Be sure to talk with your Carroll Insurance representative about your jewelry during the quoting process.

Rebuilding – Significant changes to building codes and zoning may raise the cost of rebuilding or repairing your home after a loss. Let Carroll Insurance guide you through all aspects of your home to give you the piece of mind you deserve.

Complementary Policies

  • Flood Insurance
  • Personal Umbrella (Excess Liability) Insurance
  • Farm & Ranch Insurance

Speak with a Carroll Insurance Agent today to discuss if Umbrella Insurance would be appropriate for your situation.

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