Employee Fidelity & Crime insurance addresses the most common threats to organizations, including losses due to employee dishonesty, forgery, fraud, and theft, as well as the disappearance or destruction of property.
Good employers strive to hire employees worthy of their trust, and treat them in a manner that fosters mutual respect and goodwill. Extensive oversight and superb risk controls provide additional protection. But people are still people, and even the most scrupulous and selective employer could wind up with a loss due to an employee’s malfeasance. Fraud and theft can happen in any organization, large or small, at any time. The risk isn’t limited to your organization; your customers, vendors, or trade partners could be affected, exposing you to costly reparations, and a potentially more-costly lawsuit. It’s critical to have the right coverage to protect your organization.
Fidelity & Crime insurance is often an overlooked necessity, leaving businesses vulnerable to avoidable financial losses. Crime-related losses are typically not covered by commercial property insurance, so understanding your coverage is important.
Nationwide commercial crime insurance offers:
Your business property insurance may not reimburse you for the theft of cash and checks. But with a commercial crime insurance policy provided by Carroll Insurance, your money is protected from all covered losses.
Carroll Insurance provides basic commercial crime insurance products that are easily customized with options, also known as endorsements. These optional coverages can be tailored to fit the unique needs of your business:
Theft or Dishonest Acts
Protects you against theft of money or property, and dishonest acts committed by your employees.
Premises Theft and Robbery Outside the Business Premises
Protects your property inside your premises, and covers you when loss occurs while you’re open for business. You are also covered if you or your employees are ever robbed while doing business off-premises.
Theft of Money and Securities
Protects you against the theft, disappearance or destruction of your money inside your place of business, or with you or your employees offsite.
Get started with Employee Fidelity & Crime Insurance
Let Carroll Insurance be your trusted advisor in identifying the risk associated with your unique business. We can protect your business from a loss due to employee fraud, and get you the right coverage at an affordable rate.