Boat & Watercraft Insurance

Get peace of mind that your watercraft is insured.

Boats are not typically required by law to be insured in order to operate. However, watercraft come with inherent risk, both to your own property and to others’ well being. It can be surprisingly inexpensive, and provide great peace of mind, to have sufficient coverage for your boat and trailer, your crew, other boaters, and infrastructure such as marinas, docks, and homes.

What's covered

  • Watercraft physical damage
  • Personal Liability – Bodily injury and property damage
  • Uninsured watercraft – Provides coverage for bodily injury that the insured is legally entitled to recover
  • Medical payments
  • Towing and roadside assistance
  • Trailer physical damage coverage
  • Personal property

Available discounts

  • Lay-up discount
  • Paid-in-full discount
  • Boating safety course
  • Protective device discount
  • Multi-policy discount
  • Loss-free renewal discount
  • Insured age discount

Get started with Boat & Watercraft Insurance

Carroll Insurance is here to help you stay covered out on the water. We can provide boat insurance to fit your needs at a competitive price. Protect yourself, your loved ones, and your property, by carrying the right protection on your watercraft. 

  • 281-656-3000
  • service@carrollins.com