Attract the best talent with the benefits they expect.
In today’s workforce, people are looking for more than just a paycheck. They want to invest their time in an organization they believe in — a company that invests back in its people. Offering benefits that address various individual goals and objectives: family, health, work/life balance, and retirement, to name a few, can help you stand out from your competitors — those vying not only for the same customers but for the same employees. Offering well-rounded and generous compensation can relieve your workers of real-world concerns and ensure you get their best efforts each and every day.
Let Carroll Insurance be your trusted advisor when crafting and administering your Employee Benefits Program. We are sensitive to your concerns with the costs associated with employee benefits, but we also understand the potential benefit to you, the employer. We will work to find the balance between competitive programs and a budget that works for your business. And we’ll educate and onboard your employees, so that what may seem like a necessary expense becomes an investment that yields results.
Group Health Insurance
We can help you identify affordable Group Health Insurance plans for your business that give your employees the medical care coverage they need and deserve. We offer several different types of policies, including Preferred Provider Organization (PPO), Health Maintenance Organization (HMO), Point of Service (POS), Health Savings Account (HSA), and even Cafeteria Plans.
Individual Life Insurance
A well-thought-out individual life insurance policy from Carroll Insurance can offer security to your employees, and the peace of mind that their families will be taken care of if the worst should happen. We offer various policies that include Term Life, Whole Life, Universal Life, and Variable Universal Life insurance.
Dental & Vision Insurance
Complete your employees’ benefits package with comprehensive Dental and Vision coverage. We offer several types of individual employee dental insurance that can include Dental Maintenance Organization (DMO), Preferred Provider Organization (PPO), Participating Dental Network (PDN), and even Dental Indemnity. Vision coverage can cover items like prescription glasses, contact lenses, general eye exams, and even laser eye surgery.
Losing the ability to work can be financially catastrophic and put tremendous stress on a family. Many people might assume that a disability is covered by a Workers’ Compensation plan, but it is seldom enough to replace an income. Carroll Insurance can offer short-term or long-term disability insurance that will protect your employees if they become unable to provide for themselves.
Cafeteria Benefit Plans
A cafeteria plan is a versatile employee benefit that can be designed by the employee to meet their individual needs and situation. The employee can elect to direct a portion of their salary into a plan that can be used to pay for expenses-related areas of their choosing, from health care to child care to disability insurance. The funds directed from the employee’s paycheck are non-taxable which ultimately saves them a lot of money while providing for necessities.
401(k) Employee Retirement Plans
Retirement programs, such as 401(k) plans, are a significant factor that prospective employees weigh when considering a job offer. They’re also a cost-effective way for employers to help their workers prepare for the next stage of life. They incentivize responsible, personal savings and longevity in employment. Carroll Insurance can help you procure a cost-effective 401(k) plan that lets you stand out from the crowd. The employer can elect to match employee contributions to sweeten the deal further.
Get started with an Employee Benefits program
Speak with a Carroll Insurance advisor today to begin designing the ideal Texas Employee Benefits Package for your valuable employees. Call 281-656-3000 to connect with one of our knowledgeable agents.