Some jobs carry a higher risk of physical injury than others. But whether your work takes place at an office, a construction site, a retail store, or a factory, the chance of a work-related accident is a real concern. An injury that renders an employee unable to work threatens their livelihood, and as the employer responsible for providing a safe work environment, you could be held financially responsible. A Workers’ Compensation Insurance policy from Carroll Insurance can help protect your employees and your business against job site accidents.
What is Workers' Compensation Insurance?
Workers’ Compensation Insurance in Texas is a program that compensates your employees for medical treatment and lost wages, should they suffer debilitating injuries while on the job. Strong Workers’ Compensation Insurance should be a critical part of your employee benefits package, as well as your risk management strategy.
What Workers' Compensation Insurance covers:
- Medical care and rehabilitation for accidents that occur at work
- Medical care related to diseases contracted at work
- Coverage for lost wages for employees forced to miss work due to an injury
- Compensation for other economic loss resulting from at-work accidents
- Legal costs, should the injured employee file a lawsuit against the business
- Benefits to the dependents of the employees killed due to an at-work accident
Get started with Worker's Compensation Insurance
Let Carroll Insurance be your trusted advisor when developing a Workers Compensation Program. An agent from Carroll Insurance will work closely with you to make sure you get the appropriate Texas Workers Compensation policy at a competitive price.
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